Industries / Roofing Contractors. NYC Metro. $2M to $10M.
Financial leadership for roofing contractors covering commercial flat, residential steep, restoration, and storm work. Insurance-paid revenue cycle, material commodity exposure, seasonal cash flow, and capital equipment ownership.
Insurance-claim work has a different cash cycle, margin structure, and collection risk than direct-to-owner or commercial work. Treating them as one P&L hides the truth.
Asphalt, EPDM, TPO, metal. Spot price volatility passed through is critical. Bids that do not include escalator clauses bleed margin in volatile months.
Most roofing markets have a 6 to 8 month operating window. Year-round overhead, six-month revenue. The cash forecasting cycle is intense and the off-season tests the balance sheet.
Storm response work is high-margin and high-risk. The economics are different enough that some contractors should accept it and some should walk away. Most decide on instinct rather than analysis.
Boom trucks, kettles, scissor lifts, transport. Capital-heavy. Lease vs. own decisions are large enough to be material.
Commercial flat, residential, insurance, storm, restoration. Each broken out.
13-week forecast extended to 26 or 39 weeks during off-season planning months.
Bid escalator clauses, hedge timing, lock-in opportunities.
Margin and capital risk modeling for storm work decisions.
Total cost of ownership modeling for major equipment.
A $4.1M roofing contractor in NYC Metro segmented its P&L into four streams (commercial flat, residential, insurance restoration, storm), and the segmentation revealed that insurance restoration was running at 38 percent gross margin while commercial flat was at 19. Reweighting the bid book toward insurance moved trailing twelve-month gross margin from 24 to 30 percent.
Most engagements start with the three-week Diagnostic ($8,000 Standard, $12,000 Premium, $16,000 Comprehensive). After Diagnostic, roughly two-thirds move into the Monthly Retainer at $5,500 to $8,500 per month for CFO scope, or $4,500 to $5,500 per month for Controller scope.
A 25-minute discovery call costs nothing and tells us both whether a Diagnostic is the right next step. If it is not, we will say so and point you in the right direction.
Book a 25-minute discovery call