Industries / Electrical Contractors. NYC Metro. $2M to $10M.

Fractional CFO for Electrical Contractors. NYC Metro. $2M to $10M.

Financial leadership built for electrical contractors. Material price volatility, low-voltage diversification, multi-trade GC project economics, license risk, and the banker readiness to fund growth.

Five financial problems specific to this work.

  1. Material price volatility

    Copper, switchgear, and panels move 8 to 22 percent in a quarter. Bids written six weeks ago against today's prices is where margin disappears quietly.

  2. Low-voltage and security diversification

    Adding low-voltage, fire alarm, or security to a traditional electrical business changes the financial profile. Different margins, different DSO, different working capital. Treating them as one P&L distorts decisions.

  3. GC payment cycles and lien rights

    Working under general contractors means 60 to 90 day DSO, 5 to 10 percent retention, and lien rights that need active management. Most electrical contractors leave six figures of cash recoverable on the table over a multi-year career.

  4. Apprentice productivity and labor burden

    The apprentice cost on the timecard is half the loaded cost. Productivity ratios change quarter by quarter as apprentices advance. Standard burden rates lie.

  5. Bid hit rate and estimator accuracy

    The difference between a 22 percent bid hit rate and a 38 percent bid hit rate is two estimators on the same revenue base. Most owners have no idea which estimator is driving the gap.

What we do for these engagements.

Result (anonymized).

$6.8M electrical contractor, NYC Metro. Three estimators, two PMs, mix of GC commercial and direct-to-owner. Diagnostic surfaced a 9-point gross margin gap on service work versus install. One estimator had been bidding install work at 12 percent gross when the actual was 6. We adjusted bid multipliers across the board, retrained the estimator, walked away from two unprofitable GC relationships. Net margin moved from 7 to 11 percent over 14 months. Banker increased the line of credit from $400K to $1.2M.

Investment and next step.

Most engagements start with the three-week Diagnostic ($8,000 Standard, $12,000 Premium, $16,000 Comprehensive). After Diagnostic, roughly two-thirds move into the Monthly Retainer at $5,500 to $8,500 per month for CFO scope, or $4,500 to $5,500 per month for Controller scope.

Ready to know what your business actually looks like?

A 25-minute discovery call costs nothing and tells us both whether a Diagnostic is the right next step. If it is not, we will say so and point you in the right direction.

Book a 25-minute discovery call